Citi Rewards+ Credit Card
The Citi Rewards+ Credit Card is a no-annuity card that offers 2 points per dollar at gas stations and supermarkets, up to $6,000 per year (and 1 point per dollar thereafter), plus two relatively exclusive features.
The Citi Rewards+ Card offers an initial 0% APR for purchases and balance transfers. For purchases, the cardholder will receive a 15-month intro from account opening. But to take advantage of the initial balance transfer offer (15 months from the date of the first transfer), you must complete all transfers within four months of opening your account.
| Positive points | Negative points |
|---|---|
| All purchases are rounded up to the nearest 10 reward points | Foreign transaction fee |
| 10% bonus points added to the first 100,000 points redeemed annually | Potentially high APR, depending on your creditworthiness |
New cardholders can earn 20,000 bonus points if they spend $1,500 on qualifying purchases within 3 months of opening their accounts. The points you earn from the sign-up bonus can be redeemed for $200 in gift certificates at thankyou.com.
In addition, the Citi Rewards+ Card may be a good option for those who use credit cards frequently, want an annuity-free card, and prefer to choose a rewards redemption option based on their needs at a given time, never mind offers the best value overall.
| Benefits | |
|---|---|
|
Online
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Application process is 100% online |
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Card denomination
|
Mastercard |
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Customer service
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24-hour customer service |
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Rotating Categories
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There are no rotating categories to manage |
Fees
The Citi Rewards+ Card is a low-cost card in most cases. There is no annual fee and you can qualify for an introductory 0% APR offer for 15 months on purchases from the account opening date. To apply for your card, click the button below.
ThankYou Points
Purchases at supermarkets and gas stations earn 2 ThankYou points per dollar, but this bonus rate is limited to the first $6,000 spent in these two categories per year before reverting to the standard 1 point per dollar earned on all other purchases.
Redemption options
You can redeem points for things like gift certificates, travel, and statement credits (for qualifying purchases in select categories). You can also use points to make online purchases at qualifying merchants, via the "Buy with points" option. But points values vary widely depending on what you choose.
To enjoy all the benefits this card brings, apply now by clicking on the button below.
