Truist Enjoy Cash Credit Card
The Enjoy Cash Visa Credit Card offers Truist customers customizable cash back, introductory APR and more - all with no annual fee.
The Enjoy Cash Visa credit card offers cardholders the choice of how they receive their money back, with two decent options to choose from. The 1.5% cash back option is fairly standard, with the other option, up to 3% cash back, particularly attractive.
| Positive points | Negative points |
|---|---|
| No annual fee | Late payment fine: up to US$ 40 |
| 0% for 12 months from account opening date | Cash Advance APR: 26.49% variable based on Prime Rate |
The 3% back on gas and the 2% back on groceries and utilities are lucrative - even though both categories have a total limit of $1,000 per month. That still equates to up to $12,000 in spending in the 3% and 2% categories each year - more than enough value for a card with no annual fee.
The Enjoy Cash Visa credit card is an interesting cashback credit card from Truist. The card offers a choice of how to earn cash back, with options including 1.5% unlimited cash back on all purchases or high rewards on gasoline, groceries and utilities.
| Benefits | |
|---|---|
|
Payments
|
Contactless payments and mobile wallets for faster purchases |
|
Transaction
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No foreign transaction fees |
|
Liability
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Visa Zero Liability |
|
Controls
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Customizable card controls to provide additional security |
Introductory APR Offer
The Enjoy Cash Visa Card also offers an introductory APR quality period of 0% . New accounts "enjoy" 12 months interest-free on purchases, followed by a variable APR starting at 13%. Click the button below and apply for your card.
Unlimited 1.5% cash back on all purchases
The first option is an unlimited cash back reward on all purchases. Selecting this option entitles cardholders to 1.5% cash back on all qualifying purchases - an earning rate comparable to the Chase Freedom Unlimited , Amex Cash Magnet Card and many other options for regional banks.
Up to 3% cash back on qualifying purchases
The second option with Enjoy Cash is up to 3% back on purchases in select categories. Cardholders earn 3% back on gas station purchases, 2% back on groceries and utility payments, and 1% back on all other purchases with the card. Click the button below and apply for your card.
