Shop Your Way Mastercard Credit Card
The Shop Your Way Mastercard is an annuity-free rewards credit card. It has a lucrative cash back program that rewards cardholders with up to 5% back on select purchases in popular spending categories.
Despite a lucrative rewards program, Shop Your Way doesn't have many of the pitfalls of a traditional credit card. For example, there is no introductory APR promotion, nor many value-added benefits not directly related to purchases.
| Positive points | Negative points |
|---|---|
| No Annual Fee | Points cannot be redeemed for cash |
| No APR Penalty | No introductory APR promotion |
On the plus side, this card has no annual fee, so there is no downside to keeping it in your wallet and using it only when shopping at favorite merchant categories.
In addition, it is available to applicants with suboptimal credit, so it is a solid choice for those looking to build or rebuild their credit, a door of opportunity for those who know how to use it correctly.
| Benefits | |
|---|---|
|
Bonus
|
Solid enrollment bonus |
|
Opportunity
|
Opportunity to earn 5% back |
|
Subscribe
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Flexible subscription standards |
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Redeeming
|
Redeeming Shop Your Way Rewards Points |
Solid sign-up bonus
The sign-up bonus on this card is quite attractive: up to $225 statement credit with qualifying spending ($1,500 total) for the first 3 months. This is in line with some of the top cash back credit cards in the country. Click the button below and apply for your card:
Shop Your Way Rewards Points
This card accumulates Shop your Way points according to a so-called 5-3-2-1 schedule:
- 5% cash back at gas stations;
- 3% cash back at supermarkets and restaurants;
- Unlimited 2% cash back with selected Shop Your Way partners;
- Unlimited 1% cash back on all other qualifying purchases.
Opportunity to earn 5% back
You can earn unlimited 5% back on gas station purchases with this card, up to $10,000 per year on combined gas station, grocery and restaurant purchases. This is an excellent earning rate that is higher than the higher cashback levels of many comparable cards. Click the button below and apply for your card:
