BECU Visa Credit Card
BECU Visa has several generous credit card advantages, such as extended warranty protection on purchases, identity theft protection, travel accident insurance, travel assistance, and fraud protection.
The BECU Visa Credit Card features an impressive introductory APR of 0% on purchases and balance transfers in the first 12 months. It also benefits from no fees, including hidden ones.
| Positive points | Negative points |
|---|---|
| Offer for new cardholders | To be of legal age to apply for the card |
| Extended Warranty Protection | You need to fill out a form to apply for the card |
The card has no annual fee, no foreign transaction fee, no fees for balance transfers or cash advances, and no penalty APR.
While the card itself offers no rewards, the low APR and lack of fees make it a reliable option for those looking to consolidate their existing credit card balances or for those thinking of making a large purchase in the near future.
| Benefits | |
|---|---|
|
Transfers
|
Balance Transfers |
|
Interest
|
No interest charges |
|
Online
|
100% Online Application |
|
Services
|
Travel services and emergency assistance |
APR
The BECU Visa's standard APR ranges from 10.24% to 22.24%, slightly lower than the average credit card APR of approximately 18%. Although your specific APR is determined by your credit score and financial situation, cardholders can be rewarded with a lower APR if payments are made promptly over time. To apply for your card, click the button below:
Rates
- No annual fee;
- No balance transfer fee;
- No foreign transaction fee;
- No cash advance fee.
Promotional Offer
The BECU Visa card makes balance transfers easy by offering a zero percent APR on balance transfers for six months. The duration of the offer is relatively short for a balance transfer card, but the money you save by not paying a balance transfer fee can make the short introductory period worth it. To apply for your card, click the button below:
