AARP Essential Rewards Mastercard from Barclays Credit Card
The AARP Essential Card offers unique bonus categories that the consumer can earn some extra cash whenever payment of health care expenses requires a credit card.
The card earns 3% cash back on gasoline and pharmacy purchases (excluding Target and Walmart) and 2% cash back on eligible medical expenses.
| Positive points | Negative points |
|---|---|
| $0 Liability for Fraud | Credit score good to excellent |
| No-fee access to credit scores via mobile applications | Balance transfer fees |
We are more likely to recommend this card and other category-specific rewards cards as a second complementary or additional card to a 2% flat rate reimbursement card or a structured rewards card.
This means that the card's primary reward potential is in its highest bonus category on pharmacy purchases, but be aware that Target, Walmart and warehouse stores all of which typically offer lower prices than standard retail pharmacies are excluded from this high earning rate.
| Benefits | |
|---|---|
|
Mobile and Online Banking
|
Convenience with alerts and account monitoring via telephone |
|
Fee
|
Annual fee $ 0 |
|
APR
|
0% introductory APR |
|
Welcome offer
|
Welcome offer bonus of $100 cash back |
APR
Introductory APR of 0% for the first fifteen billing cycles after each balance transfer posted to the account within 45 days of account opening. Thereafter, a regular variable APR of 17.49% - 26.49% will apply to purchases and balance transfers. Click the button below and apply for your card:
Earning Rewards
The card earns 3% cash back on gasoline and pharmacy purchases (excluding Target and Walmart) and 2% cash back on eligible medical expenses, and there is no limit to the rewards a cardholder can earn. As long as the account remains in good standing, rewards do not expire.
FICO Score Access
No-cost access to credit scores through Bank of America's mobile or online apps. Click the button below and apply for your card:
